New poll reveals gap in British pension planning
Thirty-eight per cent not investing for retirement Shock new research by YouGov for TD Direct Investing shows that nearly four in 10 British adults have no plans to make any investment for their...
View ArticleWhat the new pension reforms mean for you
The government has given the go-ahead to radical pension changes that will come into effect from next April. The proposals were a headline-grabbing feature of the March Budget and recent announcements...
View ArticleGet the most from pension rule changes
Six months after George Osborne’s announcement of sweeping pension reforms that included greater flexibility and access to funds, we wanted to see whether there was an awareness gap among the public...
View ArticleResearching your pension options
Last year, the government announced the most radical changes to pension access in modern times, which will come into being on 6th April. From then, over 55s will have more freedom over how and when...
View ArticlePensions Changes – Greater freedom… and responsibility
Monday 6th of April will see the biggest reform to pensions in more than a generation with savers granted greater freedoms – and responsibility – to manage their pensions pots like never before. Some...
View ArticleTop Five Pensions Checklist
Carl Howard, Commercial Director, TD Direct Investing says: “The recent changes to legislation have pushed pensions to the top of the news agenda and rightly so, these changes impact every member of...
View ArticleGreater pension flexibility
What’s changing? From 6 April 2015, one of the biggest changes to pensions took place. This means that you now have greater flexibility over what you can do with your pension pot. You can have greater...
View ArticleInvest time in our pension calculator
2015 saw the biggest changes to pensions and we thought it would be a good time to remind TD Direct Investing savers about the importance of regularly reviewing their retirement strategy. And we have...
View ArticleMajor Pension Changes expected in March 2016
The Chancellor confirmed yesterday that major reforms to pension’s taxation would be announced in the 2016 Budget – which takes place annually in March – rather than next month’s Autumn Statement as...
View ArticleDid you know it is World Savings Day?
On a cold autumnal evening with a near full moon in the sky, the clocks chime twelve times to signal the start of a tradition that dates back almost a century and is known to put fear in everyone –...
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Smile, it’s time to plan for retirement
It’s interesting how one of the most popular questions that we’re asked these days is also one of the hardest – ‘How much will I need for my retirement?’ The natural starting point is to use what we’re...
View ArticleShould you be reviewing your pension?
Shopping around for the most cost-effective car insurance has become second nature to most of us as we scour the internet each year to find the best option available. So why do most of us feel ok about...
View ArticleHigher rate tax payers could lose out
Chancellor George Osborne has been trying to simplify things for a number of years now. While in the past he has sprung changes on an unsuspecting public, such as the pension freedoms that were...
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Is now the time to maximise pension contributions?
Prior to the Budget, the amount people expected to be able to contribute to their pensions this tax year was a maximum of £40,000. However, because of an anomaly in the pension system, a one-off change...
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SIPP v ISA or best of both worlds
The below table looks at some of the key characteristics of both based on some commonly asked questions. *This is the amount for most people, there is going to be a sliding scale introduced on 6th...
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Are annuities poor value at the moment?
Since then annuity rates have fallen to their lowest level yet. So what considerations do you need to take into account if you are about to retire? Are Annuities Poor Value? Annuities pay a guaranteed...
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Planning for retirement – Debunking common pension conundrums
If 2016 has taught us anything, it’s that things change, so it’s important to ensure you have the right investments for the retirement you want. We’re also living longer, so a sustainable pension plan...
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